No application fees. Lowest market rates available. Purchases & refinances accepted. We consider perfect and non-perfect credit. Fixed and adjustable rates are available. All submissions are confidential and secured.

We offer fixed rate mortgages with terms from 10 yr to 40 yr amoritization. We also can offer no closing cost loans. 100% Financing available. Loans are available for perfect and non prefect credit clients. No application fees.

Fixed rate mortgages are available on all types of loans. The interest rate does not change throughout the term of the loan so a person has piece of mind that their payments will never change. No application fees.

These mortgages are excellent for a client that is going to live in their home for less than 5 years and want a lower payment. These are normally fixed rate for a period of 3 or 5 years. We offer no application fees.

We offer jumbo loans and market competitive rates. These are loans over 417,000. There are no application or commitment fees on these loans. We search locally and nationally for the lowest rates available in the market place.

We offer VA loans that are available to active service members and veterans. Typically you can purchase a home through the VA and do not have to have any down payment.

We offer low cost 2nd mortgage loans. These loans can be fixed rate or adjustable rate mortgages. The interest is tax deductible in most cases. No application fees.

These are available to clients over 62 of age and older. No repayment, cash out, refinance to lower payments, consolidation, monthly cash flow are options. Credit history no concern for approval. No application fees.

We can approve commercial loans where many banks cannot. Rates are very competitive. Stated income are available. Refinances for cash out, lower payment and rate are avaialable.